San Antonio New Construction Homes Under $350,000

Filter by what matters

Start with bedrooms, a one-story or two-story preference, and which side of town fits your commute. That alone cuts the list down to a handful of communities worth touring.

Sides of town at this budget

West-side communities near Alamo Ranch and Potranco, northeast communities around Schertz, Cibolo, and Converse, and south-side options all have new homes in this range. Each area has its own commute patterns, tax rates, and HOA structures.

Look at the full monthly payment

Property tax rates differ between cities, school districts, and special districts (MUDs/PIDs) in new communities. Two homes at the same price can have very different monthly payments. Try our mortgage calculator, then we'll pull the real tax rate for each home.

Use the additional budget intentionally

A $350,000 ceiling does not mean every available plan or preferred homesite will fit. Compare the additional cost of another bedroom, a larger living area or a different location with how often you will use it. Request the final price after lot and design selections, and keep a buffer rather than treating the ceiling as a required spending target.

Look for function before decorative upgrades: room dimensions, storage, parking, laundry location and the connection between living areas and the yard. A model may show an optional study or extended patio instead of the standard configuration. Obtain a plan-specific included-features list so your comparison is about the house offered, not a showroom version.

Stress-test the ownership payment

Request a property-specific payment estimate including taxes on the completed home, homeowners insurance, HOA charges and any district assessment. If a builder advertises a temporary payment reduction, ask what the payment becomes when it ends. Compare that later payment with your comfortable budget and do not rely on a hoped-for refinance to make the purchase workable.

Compare finished inventory with to-be-built options using your moving deadline, available cash and tolerance for delays. A larger plan farther from your regular destinations may not be the better overall choice. Use the one-story and four-bedroom guides when layout is the deciding factor, and verify each search result's current price and status before narrowing the list.