Buyer resources
Buyer Resources
Mortgage calculator
Estimate a monthly payment with taxes, insurance and HOA.
Get pre-approvedStart a loan application online. (opens property search on LPT Realty)Listing alertsGet new listings that match your search. (opens property search on LPT Realty)Military & VA buyers
Buying near JBSA with a VA loan.
First-time buyers
Your first purchase, step by step.
Relocating to San Antonio
Moving from out of state.
Use the tools in the order your decisions require
Start with a comfortable monthly budget and use the mortgage calculator to test price, down payment and rate assumptions. Replace those assumptions with a lender's estimate when you identify an actual property. The calculator does not establish loan approval, a current market rate or every fee that may apply.
Then narrow the search by area, timing and must-have layout features. Listing alerts can help organize new matches, but every listing still needs current status and price confirmation. The new-construction guide finder can point you to existing guides; it is not a lender, an inventory guarantee or a substitute for checking the builder's terms.
Keep a property comparison file
For shortlisted homes, collect the plan or room dimensions, seller disclosures, available repair records, tax information and insurance estimate. Add association rules and assessments when applicable. For a new build, request the actual lot price, included features, completion terms and warranty documents.
Use inspections to identify condition questions and qualified specialists to resolve significant findings. Review contract deadlines with your agent, coordinate lender requests promptly and verify title-company wiring instructions through a trusted contact. These steps make the tools useful in a real purchase rather than relying on a search result alone.